Why work with Shivji Financial?

We help you find the right balance of insurance protection and investment performance and guide you towards the best decisions – ones that allow you to realize your unique vision of your future.


Who are your clients?

We work with professionals, business owners and their families. They are generally looking for financial security that extends through generations. Many want to maintain the wealth they’ve worked hard to accumulate – and want to give back in meaningful ways.


Why buy life insurance?

Life insurance is meant to help your family and/or business once you’re gone. Most people consider the purchase of life insurance when they have known liabilities, such as mortgage debt, lost income earnings that need to be protected, and/or estate taxes that need to be paid.


How much insurance coverage will I need?

During a face-to-face meeting, we will go over your assets, liabilities and overall debt load. To ensure your family is comfortable when you pass, you’ll want them to receive enough to pay off your estate taxes and maintain a quality lifestyle. We help calculate your insurance needs and find ways to stay within your budget.


What insurance carriers do you work with?

Since we are fully independent, we are able to work with all the carriers on the market. We shop around to deliver the highest-quality products at the most competitive rates.


How does Shivji Financial get paid?

Life insurance products are priced by the carriers with the broker’s commission already built into the policy. You never have to worry about additional fees.


What happens after my policies are inforce?

Annual reviews and monitoring of your policy performance takes place to ensure that it continues to meet your needs. Anytime you have a question or need our services, we are here for you and happy to help.


Ready to get started?